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FreeCreditScore.com and FreeCreditReport.com are websites owned by Experian Consumer Direct, a subsidiary of the credit bureau Experian. The sites offer users their personal credit reports from Experian on the condition that they sign up for Experian's Triple Advantage credit monitoring program ...
Don't be fooled by look-alikes. Lots of sites promise credit reports for free. AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide them.
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Request your report online for ease of access. The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies to provide you with a free copy of your credit report, should you request one, once every 12 months.
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Credit report or credit score services all have different features, so it's best to find one that suites your needs. You can obtain your free credit report from the government, but you can't get your credit scores for free.
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Free credit reports should come with free, reliable credit scores, says Consumer Reports, which believes that a new bill in Congress would help you get your all-important scores to better manage your money.
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